diff --git a/backend/src/services/risk.service.ts b/backend/src/services/risk.service.ts
index a4651e3..aa5b4f8 100644
--- a/backend/src/services/risk.service.ts
+++ b/backend/src/services/risk.service.ts
@@ -1657,9 +1657,26 @@ export async function getAnnualValueReport(orgId: string, year: number) {
     riskCount: number
     lossAvoided: number
     adjustedLoss: number
-    details: Map<string, { title: string; estimatedLoss: number; legalBasis: string }>
+    details: Map<string, { title: string; estimatedLoss: number; legalBasis: string; resolutionMethod: string }>
   }> = {}
 
+  // 辅助：根据风险标题推断规避方式
+  function getResolutionMethod(title: string): string {
+    if (title.includes('未签合同') && title.includes('无固定期限')) return '补签书面合同'
+    if (title.includes('未签合同')) return '签订书面合同'
+    if (title.includes('到期') && title.includes('未续签')) return '续签合同'
+    if (title.includes('即将到期')) return '续签或终止合同'
+    if (title.includes('试用期') && title.includes('不合法')) return '调整试用期条款'
+    if (title.includes('入职手续未完成')) return '完成入职手续'
+    if (title.includes('孕期') || title.includes('哺乳期')) return '调整岗位/安排哺乳期待遇'
+    if (title.includes('工伤')) return '申报工伤/安排适当工作'
+    if (title.includes('医疗期')) return '保障医疗期待遇'
+    if (title.includes('社保')) return '补缴社保'
+    if (title.includes('公积金')) return '补缴公积金'
+    if (title.includes('工资') || title.includes('个税')) return '发放工资/申报个税'
+    return '人工处理'
+  }
+
   // 辅助：根据风险标题推断法律依据
   function getLegalBasis(title: string): string {
     if (title.includes('未签合同')) return '第82条 双倍工资≤11个月'
@@ -1713,6 +1730,7 @@ export async function getAnnualValueReport(orgId: string, year: number) {
         title: r.title,
         estimatedLoss: r.estimatedLoss || 0,
         legalBasis: getLegalBasis(r.title || ''),
+        resolutionMethod: getResolutionMethod(r.title || ''),
       })
     }
   }
diff --git a/frontend/src/pages/tools/AnnualValueReport.tsx b/frontend/src/pages/tools/AnnualValueReport.tsx
index 2f08190..b57c39f 100644
--- a/frontend/src/pages/tools/AnnualValueReport.tsx
+++ b/frontend/src/pages/tools/AnnualValueReport.tsx
@@ -231,7 +231,8 @@ export default function AnnualValueReport() {
                   <th className="text-left py-2 px-2 font-medium">员工</th>
                   <th className="text-left py-2 px-2 font-medium">部门</th>
                   <th className="text-center py-2 px-2 font-medium">风险数</th>
-                  <th className="text-right py-2 px-2 font-medium">预估损失</th>
+                  <th className="text-left py-2 px-2 font-medium">预估损失</th>
+                  <th className="text-left py-2 px-2 font-medium">规避方式</th>
                   <th className="text-left py-2 px-2 font-medium">风险明细</th>
                 </tr>
               </thead>
@@ -242,6 +243,13 @@ export default function AnnualValueReport() {
                     <td className="py-2 px-2 text-gray-600">{emp.department}</td>
                     <td className="py-2 px-2 text-center">{emp.riskCount}</td>
                     <td className="py-2 px-2 text-right font-bold text-safe">¥{emp.adjustedLoss.toLocaleString()}</td>
+                    <td className="py-2 px-2">
+                      <div className="space-y-0.5">
+                        {emp.details.map((d: any, i: number) => (
+                          <div key={i} className="text-safe font-medium">{d.resolutionMethod}</div>
+                        ))}
+                      </div>
+                    </td>
                     <td className="py-2 px-2">
                       <div className="space-y-0.5">
                         {emp.details.map((d: any, i: number) => (
@@ -260,7 +268,7 @@ export default function AnnualValueReport() {
               </tbody>
               <tfoot>
                 <tr className="border-t-2 border-gray-200 font-bold">
-                  <td className="py-2 px-2" colSpan={2}>合计</td>
+                  <td className="py-2 px-2" colSpan={3}>合计</td>
                   <td className="py-2 px-2 text-right text-safe">¥{(report.adjustedLossAvoided || 0).toLocaleString()}</td>
                   <td className="py-2 px-2"></td>
                 </tr>