feat: 优化退休提醒功能 - 个性化退休年龄计算

- 添加 FemaleWorkerType enum (CADRE/WORKER) 和 Employee.femaleWorkerType 字段
- 新增 calcIndividualRetireAge: 按个人出生日期逐人计算退休年龄
- 重写 calcRetirementDaysLeft: 基于个人出生日期+性别+岗位类型
- updateEmployeesRetirementDays 使用 femaleWorkerType 区分女干部/女工人
- 前端新增/编辑员工表单添加女性岗位类型选择器
- 前端政策展示改为改革规则卡片(基准→目标年龄)
- 前端距退休天数改为退休日期显示(XXXX年XX月XX日)
- 移除AI退休政策计算相关代码和手动刷新路由
- 导入支持女性岗位类型列

frontend/src/pages/Roster.tsx

@@ -844,6 +844,7 @@ function BasicInfo({ profile }: { profile: any }) {
   const [form, setForm] = useState({
     department: profile.department || '',
     gender: profile.gender || '男',
+    femaleWorkerType: profile.femaleWorkerType || '',
     phone: profile.phone || '',
     hireDate: profile.hireDate?.toString().slice(0, 10) || '',
     monthlySalary: profile.monthlySalary || '',
@@ -873,6 +874,7 @@ function BasicInfo({ profile }: { profile: any }) {
     const data: any = {
       department: form.department,
       gender: form.gender,
+      femaleWorkerType: form.femaleWorkerType || undefined,
       phone: form.phone || undefined,
       hireDate: new Date(form.hireDate).toISOString(),
       monthlySalary: String(form.monthlySalary),
@@ -895,6 +897,9 @@ function BasicInfo({ profile }: { profile: any }) {
     { label: '姓名', value: profile.name },
     { label: '部门', value: profile.department },
     { label: '性别', value: profile.gender || '未填写' },
+    ...(profile.gender === '女'
+      ? [{ label: '女性岗位', value: profile.femaleWorkerType === 'CADRE' ? '干部/管理岗' : profile.femaleWorkerType === 'WORKER' ? '工人/操作岗' : '未填写' }]
+      : []),
     { label: '身份证号', value: profile.idCardNumber || '未填写' },
     { label: '手机号', value: profile.phone || '未填写' },
     { label: '入职日期', value: profile.hireDate?.toString().slice(0, 10) },
@@ -906,7 +911,26 @@ function BasicInfo({ profile }: { profile: any }) {
     { label: '银行账号', value: profile.bankAccount || '未填写' },
     { label: '状态', value: profile.status === 'ACTIVE' ? '在职' : '离职' },
     ...(profile.retirementDaysLeft != null
-      ? [{ label: '距退休', value: profile.retirementDaysLeft > 0 ? `${profile.retirementDaysLeft}天` : '已到退休年龄' }]
+      ? (() => {
+          if (profile.retirementDaysLeft <= 0) return [{ label: '距退休', value: '已到退休年龄' }]
+          if (profile.birthDate) {
+            const bd = new Date(profile.birthDate)
+            const gender = profile.gender || '男'
+            const fwt = profile.femaleWorkerType || null
+            const baseAge = gender === '男' ? 60 : (fwt === 'WORKER' ? 50 : 55)
+            const delayInterval = gender === '男' ? 4 : (fwt === 'WORKER' ? 2 : 4)
+            const maxDelay = gender === '男' ? 36 : (fwt === 'WORKER' ? 60 : 36)
+            const baseRetireDate = new Date(bd)
+            baseRetireDate.setFullYear(baseRetireDate.getFullYear() + baseAge)
+            const reformStart = new Date(2025, 0, 1)
+            const monthsSince = Math.max(0, (baseRetireDate.getFullYear() - reformStart.getFullYear()) * 12 + (baseRetireDate.getMonth() - reformStart.getMonth()))
+            const delayMonths = Math.min(maxDelay, Math.floor(monthsSince / delayInterval))
+            const retireDate = new Date(baseRetireDate)
+            retireDate.setMonth(retireDate.getMonth() + delayMonths)
+            return [{ label: '退休日期', value: `${retireDate.getFullYear()}年${retireDate.getMonth() + 1}月${retireDate.getDate()}日` }]
+          }
+          return [{ label: '距退休', value: `${profile.retirementDaysLeft}天` }]
+      })()
       : []),
     ...(profile.status !== 'ACTIVE' && profile.terminations && profile.terminations.length > 0
       ? [{ label: '离职日期', value: profile.terminations
@@ -951,6 +975,9 @@ function BasicInfo({ profile }: { profile: any }) {
           <div><Label>身份证号（不可编辑）</Label><Input value={profile.idCardNumber || ''} disabled /></div>
           <div><Label>部门</Label><Input value={form.department} onChange={(e) => setForm({ ...form, department: e.target.value })} /></div>
           <div><Label>性别</Label><Select value={form.gender} onChange={(e) => setForm({ ...form, gender: e.target.value as '男' | '女' })}><option value="男">男</option><option value="女">女</option></Select></div>
+          {form.gender === '女' && (
+            <div><Label>女性岗位类型</Label><Select value={form.femaleWorkerType} onChange={(e) => setForm({ ...form, femaleWorkerType: e.target.value as '' | 'CADRE' | 'WORKER' })}><option value="">未选择</option><option value="CADRE">干部/管理岗</option><option value="WORKER">工人/操作岗</option></Select></div>
+          )}
           <div><Label>手机号</Label><Input value={form.phone} onChange={(e) => setForm({ ...form, phone: e.target.value })} placeholder="选填" maxLength={11} /></div>
           <div><Label>入职日期</Label><Input type="date" value={form.hireDate} onChange={(e) => setForm({ ...form, hireDate: e.target.value })} /></div>
           <div><Label>月工资</Label><Input type="number" value={form.monthlySalary} onChange={(e) => setForm({ ...form, monthlySalary: Number(e.target.value) })} /></div>
@@ -1795,7 +1822,7 @@ function AddEmployeeModal({ onClose, onSubmit, loading, error }: {
   })()
   const [form, setForm] = useState({
     name: '', department: '', hireDate: todayStr, monthlySalary: '',
-    idCardNumber: '', gender: '男' as '男' | '女', phone: '',
+    idCardNumber: '', gender: '男' as '男' | '女', femaleWorkerType: '' as '' | 'CADRE' | 'WORKER', phone: '',
     city: '北京',
     contractType: 'FIXED' as 'FIXED' | 'UNFIXED' | 'UNSIGNED',
     signDate: '', startDate: todayStr, endDate: defaultEndDate,
@@ -1895,6 +1922,7 @@ function AddEmployeeModal({ onClose, onSubmit, loading, error }: {
       name: form.name, department: form.department,
       hireDate: new Date(form.hireDate).toISOString(),
       monthlySalary: form.monthlySalary, gender: form.gender,
+      femaleWorkerType: form.gender === '女' && form.femaleWorkerType ? form.femaleWorkerType : undefined,
       idCardNumber: form.idCardNumber || undefined,
       phone: form.phone || undefined,
       socialInsBase: form.socialInsBase ? parseFloat(form.socialInsBase) : undefined,
@@ -1936,6 +1964,9 @@ function AddEmployeeModal({ onClose, onSubmit, loading, error }: {
           <div><Label>部门 *</Label><Input value={form.department} onChange={(e) => setForm({ ...form, department: e.target.value })} placeholder="如：技术部" /></div>
           <div><Label>身份证号 *</Label><Input value={form.idCardNumber} onChange={(e) => handleIdCardChange(e.target.value)} placeholder="18位" maxLength={18} /></div>
           <div><Label>性别</Label><div className="text-sm text-gray-600 py-2">{form.idCardNumber.length >= 17 ? form.gender : '自动识别'}</div></div>
+          {form.gender === '女' && (
+            <div><Label>女性岗位类型</Label><Select value={form.femaleWorkerType} onChange={(e) => setForm({ ...form, femaleWorkerType: e.target.value as '' | 'CADRE' | 'WORKER' })}><option value="">未选择</option><option value="CADRE">干部/管理岗</option><option value="WORKER">工人/操作岗</option></Select></div>
+          )}
         </div>
         <div className="grid grid-cols-4 gap-4">
           <div><Label>入职日期 *</Label><Input type="date" value={form.hireDate} onChange={(e) => handleHireDateChange(e.target.value)} /></div>

frontend/src/pages/Settings.tsx

@@ -1,7 +1,7 @@
 import { useState, useEffect } from 'react'
 import { toast } from 'sonner'
 import { useQuery, useMutation, useQueryClient } from '@tanstack/react-query'
-import { Building2, Users, CreditCard, Plus, Bell, Download, Upload, FileSpreadsheet, Clock, CheckCircle, AlertCircle, RefreshCw } from 'lucide-react'
+import { Building2, Users, CreditCard, Plus, Bell, Download, Upload, FileSpreadsheet, Clock, CheckCircle, AlertCircle } from 'lucide-react'
 import api from '../lib/api'
 import { useAuthStore } from '../store/authStore'
 import Card from '../components/ui/Card'
@@ -148,8 +148,6 @@ function OrgSettings({ orgData, onSave, saving }: { orgData: any; onSave: (data:
 function RetirementSection({ enabled, onToggle }: { enabled: boolean; onToggle: (v: boolean) => void }) {
   const queryClient = useQueryClient()
   const [confirming, setConfirming] = useState(false)
-  const [refreshing, setRefreshing] = useState(false)
-  const [streamContent, setStreamContent] = useState('')
 
   const { data: policyData, isLoading } = useQuery<any>({
     queryKey: ['retirement-policy'],
@@ -170,55 +168,33 @@ function RetirementSection({ enabled, onToggle }: { enabled: boolean; onToggle:
     onError: () => toast.error('确认失败'),
   })
 
-  const handleRefresh = async () => {
-    setRefreshing(true)
-    setStreamContent('')
-    try {
-      const token = useAuthStore.getState().accessToken
-      const baseUrl = import.meta.env.DEV ? 'http://localhost:3000/api/v1' : '/api/v1'
-      const res = await fetch(`${baseUrl}/settings/retirement-policy/refresh`, {
-        method: 'POST',
-        headers: { 'Authorization': `Bearer ${token}`, 'Content-Type': 'application/json' },
-      })
-      const reader = res.body?.getReader()
-      const decoder = new TextDecoder()
-      let buf = ''
-      while (reader) {
-        const { done, value } = await reader.read()
-        if (done) break
-        buf += decoder.decode(value, { stream: true })
-        const lines = buf.split('\n')
-        buf = lines.pop() || ''
-        for (const line of lines) {
-          if (line.startsWith('data: ')) {
-            try {
-              const msg = JSON.parse(line.slice(6))
-              if (msg.type === 'chunk') {
-                setStreamContent(prev => prev + msg.content)
-              } else if (msg.type === 'done') {
-                toast.success(msg.message || '已获取最新政策')
-                setRefreshing(false)
-                setStreamContent('')
-                queryClient.invalidateQueries({ queryKey: ['retirement-policy'] })
-              } else if (msg.type === 'error') {
-                toast.error(msg.message || '获取失败')
-                setRefreshing(false)
-                setStreamContent('')
-              }
-            } catch {}
-          }
-        }
-      }
-    } catch {
-      toast.error('获取失败')
-      setRefreshing(false)
-      setStreamContent('')
-    }
-  }
-
   const confirmed = policyData?.confirmed
   const pending = policyData?.pending
 
+  const renderPolicyRules = () => (
+    <div className="space-y-2">
+      <div className="text-xs font-medium text-gray-600">改革规则（基准退休年龄 → 目标退休年龄）</div>
+      <div className="grid grid-cols-3 gap-2">
+        <div className="bg-white rounded-md p-2 text-center border border-gray-200">
+          <div className="text-xs text-gray-500">男性职工</div>
+          <div className="text-sm font-semibold text-gray-700">60岁 → 63岁</div>
+          <div className="text-xs text-gray-400">每4个月延1个月</div>
+        </div>
+        <div className="bg-white rounded-md p-2 text-center border border-gray-200">
+          <div className="text-xs text-gray-500">女性干部</div>
+          <div className="text-sm font-semibold text-gray-700">55岁 → 58岁</div>
+          <div className="text-xs text-gray-400">每4个月延1个月</div>
+        </div>
+        <div className="bg-white rounded-md p-2 text-center border border-gray-200">
+          <div className="text-xs text-gray-500">女性工人</div>
+          <div className="text-sm font-semibold text-gray-700">50岁 → 55岁</div>
+          <div className="text-xs text-gray-400">每2个月延1个月</div>
+        </div>
+      </div>
+      <p className="text-xs text-gray-400">个人退休年龄根据出生年月逐人计算，达到基准退休年龄的时间点不同，延迟月数也不同。</p>
+    </div>
+  )
+
   return (
     <div className="mt-6 pt-6 border-t">
       <div className="flex items-center justify-between mb-4">
@@ -232,9 +208,6 @@ function RetirementSection({ enabled, onToggle }: { enabled: boolean; onToggle:
                   {confirming ? '确认中...' : '确认生效'}
                 </Button>
               )}
-              <Button size="sm" variant="secondary" onClick={handleRefresh} disabled={refreshing}>
-                <RefreshCw className="w-3 h-3 mr-1" />{refreshing ? '获取中...' : '重新获取'}
-              </Button>
             </div>
           )}
         </div>
@@ -262,13 +235,7 @@ function RetirementSection({ enabled, onToggle }: { enabled: boolean; onToggle:
                   确认于 {new Date(confirmed.confirmedAt).toLocaleDateString('zh-CN')}
                 </span>
               </div>
-              <div className="text-xs text-gray-600 space-y-1">
-                <div>男性退休年龄：<b>{confirmed.maleRetireAge}岁</b>　女性干部：<b>{confirmed.femaleRetireAge}岁</b>　女性工人：<b>{confirmed.femaleWorkerAge}岁</b></div>
-                <details className="mt-1">
-                  <summary className="cursor-pointer text-gray-500 hover:text-gray-700">查看完整政策内容</summary>
-                  <div className="mt-2 whitespace-pre-wrap text-xs max-h-48 overflow-y-auto bg-white rounded p-2 border">{confirmed.content}</div>
-                </details>
-              </div>
+              {renderPolicyRules()}
             </div>
           )}
 
@@ -279,35 +246,18 @@ function RetirementSection({ enabled, onToggle }: { enabled: boolean; onToggle:
                 <AlertCircle className="w-4 h-4 text-orange-600" />
                 <span className="text-sm font-medium text-orange-800">检测到新政策版本（v{pending.version}），请确认后生效</span>
               </div>
-              <div className="text-xs text-gray-600 space-y-1">
-                <div>男性退休年龄：<b>{pending.maleRetireAge}岁</b>　女性干部：<b>{pending.femaleRetireAge}岁</b>　女性工人：<b>{pending.femaleWorkerAge}岁</b></div>
-                <details className="mt-1">
-                  <summary className="cursor-pointer text-gray-500 hover:text-gray-700">查看完整政策内容</summary>
-                  <div className="mt-2 whitespace-pre-wrap text-xs max-h-48 overflow-y-auto bg-white rounded p-2 border">{pending.content}</div>
-                </details>
-              </div>
+              {renderPolicyRules()}
             </div>
           )}
 
           {/* 无政策 */}
           {!confirmed && !pending && !isLoading && (
             <div className="rounded-lg border border-gray-200 bg-gray-50 p-3 text-center">
-              <p className="text-sm text-gray-500">暂无退休政策数据，点击上方"重新获取"按钮获取最新政策</p>
+              <p className="text-sm text-gray-500">暂无退休政策数据，系统将自动获取最新政策</p>
             </div>
           )}
 
           {isLoading && <p className="text-sm text-gray-400 text-center">加载中...</p>}
-
-          {/* 流式输出 */}
-          {streamContent && (
-            <div className="rounded-lg border border-blue-200 bg-blue-50 p-3">
-              <div className="flex items-center gap-2 mb-2">
-                <RefreshCw className="w-4 h-4 text-blue-600 animate-spin" />
-                <span className="text-sm font-medium text-blue-800">AI 正在获取最新政策...</span>
-              </div>
-              <div className="whitespace-pre-wrap text-xs max-h-64 overflow-y-auto bg-white rounded p-2 border">{streamContent}</div>
-            </div>
-          )}
         </div>
       )}
     </div>