外包风险评估系统：领域引擎+前端+服务端持久化与生产部署
- 确定性领域引擎(分类/评分/分级/红线/费用/裁决)+LLM(通义千问)语言理解 - 6步评估向导、服务端草稿持久化(跨设备/编辑草稿保护) - 工作流(草稿→风控→管理层)、RBAC、报告导出、校准、客户/费率/红线/最低工资管理 - 专业图标体系替换全部emoji、看板美化 - 生产化:API_BASE可配置(同源反代)、auth密钥惰性读取修复RBAC - 444单测+204前端测试+51 e2e
This commit is contained in:
freedakgmail
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/**
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* 费率管理页面 — 地域费率套维护（与评估引擎对齐）。
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*
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* 专业设计：
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* - 以「地域费率套」为单位维护（一套 = 五险单位费率 + 公积金 + 增值税 + 附加税）
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* - 展示引擎内置默认费率（全国/上海/北京/广东）作为对照基准
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* - 与默认对比：偏离默认值的项高亮
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* - 复核流程：编辑即重置待复核，复核后驱动评估盈利测算
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* - 实时显示社保单位合计、用工成本加载估算
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*/
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import { useCallback, useEffect, useMemo, useState } from 'react';
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import { colorVar, FONT_FAMILY, RADIUS, space, typographyStyle } from '../design-system/components/styles.js';
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import { Card, Icon } from '../design-system/index.js';
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import {
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fetchEngineDefaults,
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fetchRegionRates,
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saveRegionRate,
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reviewRegionRate,
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deleteRegionRate,
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fetchMinWages,
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saveMinWage,
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deleteMinWageApi,
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type RegionRates,
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type RegionRateRecord,
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type MinWageItem,
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} from '../api/client.js';
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import { useAuthStore } from '../stores/authStore.js';
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/** 费率项定义（路径 + 标签 + 分组 + 单位/个人说明）。 */
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const RATE_FIELDS: ReadonlyArray<{ path: string; label: string; group: string; hint?: string }> = [
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{ path: 'socialInsurance.pension', label: '养老保险（单位）', group: '社会保险（单位部分）', hint: '通常 14%~16%' },
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{ path: 'socialInsurance.medical', label: '医疗保险（单位）', group: '社会保险（单位部分）', hint: '通常 4.5%~10%' },
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{ path: 'socialInsurance.unemployment', label: '失业保险（单位）', group: '社会保险（单位部分）', hint: '通常 0.5%~0.8%' },
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{ path: 'socialInsurance.injury', label: '工伤保险（单位）', group: '社会保险（单位部分）', hint: '按行业风险 0.16%~1.9%' },
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{ path: 'socialInsurance.maternity', label: '生育保险（单位）', group: '社会保险（单位部分）', hint: '与医疗并轨地区填 0' },
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{ path: 'housingFund', label: '住房公积金（单位）', group: '公积金', hint: '5%~12%，按属地' },
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{ path: 'vatGeneralRate', label: '增值税（一般计税）', group: '税率', hint: '现代服务业 6%' },
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{ path: 'vatSimplifiedRate', label: '增值税（简易/差额）', group: '税率', hint: '劳务派遣差额 5%' },
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{ path: 'surchargeRate', label: '附加税费（占增值税）', group: '税率', hint: '城建+教育附加，约 12%' },
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];
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const REGIONS = ['全国默认', '上海', '北京', '广东', '深圳', '江苏', '浙江', '河北', '四川', '重庆', '湖北', '天津'];
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function getPath(obj: RegionRates, path: string): number {
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const parts = path.split('.');
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let cur: unknown = obj;
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for (const p of parts) cur = (cur as Record<string, unknown>)?.[p];
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return typeof cur === 'number' ? cur : 0;
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}
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function setPath(obj: RegionRates, path: string, value: number): RegionRates {
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const clone: RegionRates = JSON.parse(JSON.stringify(obj));
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const parts = path.split('.');
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let cur: Record<string, unknown> = clone as unknown as Record<string, unknown>;
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for (let i = 0; i < parts.length - 1; i += 1) cur = cur[parts[i]!] as Record<string, unknown>;
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cur[parts[parts.length - 1]!] = value;
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return clone;
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}
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function emptyRates(regionName: string): RegionRates {
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return {
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regionName,
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socialInsurance: { pension: 0, medical: 0, unemployment: 0, injury: 0, maternity: 0 },
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housingFund: 0, vatGeneralRate: 0.06, vatSimplifiedRate: 0.05, surchargeRate: 0.12,
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};
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}
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function socialTotal(r: RegionRates): number {
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const s = r.socialInsurance;
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return s.pension + s.medical + s.unemployment + s.injury + s.maternity;
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}
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/** 全成本加载系数估算（应发=1，加社保+公积金）。 */
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function loadingFactor(r: RegionRates): number {
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return 1 + socialTotal(r) + r.housingFund;
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}
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export function RateManagement(): JSX.Element {
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const { user } = useAuthStore();
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const [defaults, setDefaults] = useState<{ national: RegionRates; regions: Record<string, RegionRates> } | null>(null);
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const [records, setRecords] = useState<RegionRateRecord[]>([]);
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const [loading, setLoading] = useState(true);
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const [editRegion, setEditRegion] = useState('');
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const [editRates, setEditRates] = useState<RegionRates | null>(null);
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const load = useCallback(() => {
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setLoading(true);
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Promise.all([fetchEngineDefaults(), fetchRegionRates()])
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.then(([d, r]) => { setDefaults(d); setRecords(r); })
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.finally(() => setLoading(false));
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}, []);
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useEffect(() => { load(); }, [load]);
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// 当前编辑地域的"引擎默认"基准（用于对比高亮）
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const baseline = useMemo<RegionRates | null>(() => {
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if (defaults === null || editRegion === '') return null;
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const key = ['上海', '北京', '广东'].find((k) => editRegion.includes(k));
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return key ? (defaults.regions[key] ?? defaults.national) : defaults.national;
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}, [defaults, editRegion]);
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function startEdit(region: string): void {
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const existing = records.find((r) => r.region === region);
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if (existing) {
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setEditRates(existing.rates);
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} else {
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// 以引擎默认为初始值
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const key = ['上海', '北京', '广东'].find((k) => region.includes(k));
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const init = defaults ? (key ? (defaults.regions[key] ?? defaults.national) : defaults.national) : emptyRates(region);
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setEditRates({ ...JSON.parse(JSON.stringify(init)), regionName: region });
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}
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setEditRegion(region);
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}
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async function handleSave(): Promise<void> {
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if (editRates === null || editRegion === '') return;
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await saveRegionRate(editRegion, { ...editRates, regionName: editRegion }, user?.username);
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setEditRegion('');
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setEditRates(null);
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load();
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}
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const inputStyle: React.CSSProperties = {
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padding: `${space(1)}px ${space(2)}px`,
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border: `1px solid ${colorVar('color.border.default')}`,
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borderRadius: `${RADIUS.sm}px`,
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fontFamily: FONT_FAMILY, ...typographyStyle('body'),
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backgroundColor: colorVar('color.bg.canvas'), color: colorVar('color.text.primary'),
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width: 90, textAlign: 'right',
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};
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const groups = [...new Set(RATE_FIELDS.map((f) => f.group))];
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return (
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<div style={{ fontFamily: FONT_FAMILY, maxWidth: 1200, margin: '0 auto' }}>
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<div style={{ marginBottom: `${space(4)}px` }}>
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<h1 style={{ ...typographyStyle('heading'), color: colorVar('color.text.primary'), margin: 0 }}>费率管理</h1>
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<p style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary'), margin: `${space(1)}px 0 0` }}>
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以「地域费率套」维护社保、公积金与税率，与评估引擎对齐。维护并<strong>复核</strong>后，该地域评估将自动采用此费率（覆盖引擎内置默认）。所有费率为行业近似值，须经财务复核。
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</p>
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</div>
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{loading ? <p style={{ color: colorVar('color.text.secondary') }}>加载中…</p> : (
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<>
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{/* 最低工资标准（驱动"低于最低工资"红线） */}
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<div style={{ marginBottom: `${space(4)}px` }}>
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<MinWagePanel />
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</div>
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{/* 已维护的地域费率套 */}
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<Card title={`已维护地域费率套（${records.length}）`}>
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{records.length === 0 ? (
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<p style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary') }}>
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尚未维护任何地域费率套。系统当前使用引擎内置默认费率。点击下方地域按钮开始维护。
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</p>
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) : (
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<div style={{ overflowX: 'auto' }}>
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<table style={{ width: '100%', borderCollapse: 'collapse' }}>
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<thead><tr>
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{['地域', '社保单位合计', '公积金', '增值税(一般)', '附加税', '加载系数', '复核状态', '更新', '操作'].map((h) => (
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<th key={h} style={{ textAlign: 'left', padding: `${space(2)}px`, borderBottom: `2px solid ${colorVar('color.border.default')}`, color: colorVar('color.text.secondary'), ...typographyStyle('caption'), fontWeight: 700 }}>{h}</th>
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))}
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</tr></thead>
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<tbody>
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{records.map((rec) => (
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<tr key={rec.region}>
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<td style={tdStyle}>{rec.region}</td>
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<td style={tdStyle}>{(socialTotal(rec.rates) * 100).toFixed(2)}%</td>
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<td style={tdStyle}>{(rec.rates.housingFund * 100).toFixed(1)}%</td>
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<td style={tdStyle}>{(rec.rates.vatGeneralRate * 100).toFixed(1)}%</td>
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<td style={tdStyle}>{(rec.rates.surchargeRate * 100).toFixed(0)}%</td>
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<td style={{ ...tdStyle, fontWeight: 700, color: colorVar('color.brand.primary') }}>{loadingFactor(rec.rates).toFixed(3)}×</td>
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<td style={tdStyle}>{rec.reviewed ? <span style={{ color: '#15803D', fontWeight: 600, display: 'inline-flex', alignItems: 'center', gap: 4 }}><Icon name="check-circle" size={14} /> 已生效</span> : <span style={{ color: '#B45309', display: 'inline-flex', alignItems: 'center', gap: 4 }}><Icon name="clock" size={14} /> 待复核</span>}</td>
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<td style={{ ...tdStyle, ...typographyStyle('caption'), color: colorVar('color.text.secondary') }}>{rec.updatedBy ?? '—'}</td>
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<td style={tdStyle}>
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<div style={{ display: 'flex', gap: `${space(2)}px` }}>
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<button onClick={() => startEdit(rec.region)} style={linkBtn(colorVar('color.brand.primary'))}>编辑</button>
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{!rec.reviewed && <button onClick={() => reviewRegionRate(rec.region).then(load)} style={linkBtn('#15803D')}>复核生效</button>}
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<button onClick={() => deleteRegionRate(rec.region).then(load)} style={linkBtn(colorVar('color.risk.critical'))}>删除</button>
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</div>
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</td>
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</tr>
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))}
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</tbody>
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</table>
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</div>
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)}
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<div style={{ marginTop: `${space(3)}px`, display: 'flex', gap: `${space(2)}px`, flexWrap: 'wrap', alignItems: 'center' }}>
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<span style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary') }}>新增/维护地域：</span>
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{REGIONS.filter((r) => !records.some((rec) => rec.region === r)).map((r) => (
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<button key={r} onClick={() => startEdit(r)} style={{ padding: `${space(1)}px ${space(3)}px`, borderRadius: `${RADIUS.md}px`, border: `1px dashed ${colorVar('color.brand.primary')}`, background: 'transparent', color: colorVar('color.brand.primary'), cursor: 'pointer', ...typographyStyle('caption') }}>+ {r}</button>
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))}
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</div>
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</Card>
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{/* 编辑表单 */}
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{editRates !== null && (
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<div style={{ marginTop: `${space(4)}px` }}>
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<Card title={`维护「${editRegion}」费率套`}>
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<p style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary'), margin: `0 0 ${space(3)}px` }}>
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填写各项费率（小数，如 0.16 表示 16%）。<span style={{ color: '#B45309' }}>橙色</span>表示偏离引擎默认值。保存后需复核方生效。
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</p>
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{groups.map((g) => (
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<div key={g} style={{ marginBottom: `${space(3)}px` }}>
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<div style={{ ...typographyStyle('caption'), fontWeight: 700, color: colorVar('color.text.secondary'), marginBottom: `${space(1)}px` }}>{g}</div>
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<div style={{ display: 'grid', gridTemplateColumns: 'repeat(auto-fit, minmax(220px, 1fr))', gap: `${space(2)}px` }}>
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{RATE_FIELDS.filter((f) => f.group === g).map((f) => {
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const val = getPath(editRates, f.path);
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const baseVal = baseline ? getPath(baseline, f.path) : val;
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const deviated = Math.abs(val - baseVal) > 1e-6;
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return (
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<div key={f.path} style={{ display: 'flex', flexDirection: 'column', gap: '2px' }}>
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<label style={{ ...typographyStyle('caption'), color: colorVar('color.text.primary') }}>{f.label}</label>
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<div style={{ display: 'flex', alignItems: 'center', gap: `${space(1)}px` }}>
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<input
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style={{ ...inputStyle, borderColor: deviated ? '#B45309' : colorVar('color.border.default'), color: deviated ? '#B45309' : colorVar('color.text.primary'), fontWeight: deviated ? 700 : 400 }}
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value={val}
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onChange={(e) => setEditRates((r) => r ? setPath(r, f.path, Number(e.target.value) || 0) : r)}
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inputMode="decimal"
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/>
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<span style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary') }}>{(val * 100).toFixed(2)}%</span>
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</div>
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<span style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary'), fontSize: '11px' }}>
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{f.hint}{deviated ? ` · 默认 ${(baseVal * 100).toFixed(2)}%` : ''}
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</span>
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</div>
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);
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})}
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</div>
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</div>
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))}
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{/* 汇总 */}
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<div style={{ display: 'flex', gap: `${space(4)}px`, padding: `${space(3)}px`, backgroundColor: colorVar('color.bg.surface'), borderRadius: `${RADIUS.md}px`, marginBottom: `${space(3)}px`, flexWrap: 'wrap' }}>
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<Summary label="社保单位合计" value={`${(socialTotal(editRates) * 100).toFixed(2)}%`} />
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<Summary label="公积金" value={`${(editRates.housingFund * 100).toFixed(1)}%`} />
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<Summary label="全成本加载系数" value={`${loadingFactor(editRates).toFixed(3)}×`} highlight />
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<Summary label="说明" value="加载系数 = 1 + 社保 + 公积金（不含福利/摊销）" small />
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</div>
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<div style={{ display: 'flex', gap: `${space(2)}px` }}>
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<button onClick={handleSave} style={{ padding: `${space(2)}px ${space(5)}px`, borderRadius: `${RADIUS.md}px`, border: 'none', backgroundColor: colorVar('color.brand.primary'), color: '#fff', cursor: 'pointer', fontWeight: 600 }}>保存（待复核）</button>
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<button onClick={() => { setEditRegion(''); setEditRates(null); }} style={{ padding: `${space(2)}px ${space(4)}px`, borderRadius: `${RADIUS.md}px`, border: `1px solid ${colorVar('color.border.default')}`, background: 'transparent', cursor: 'pointer' }}>取消</button>
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</div>
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</Card>
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</div>
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)}
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{/* 引擎内置默认费率（只读对照） */}
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{defaults !== null && (
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<div style={{ marginTop: `${space(4)}px` }}>
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<Card title="引擎内置默认费率（只读对照基准）">
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<p style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary'), margin: `0 0 ${space(2)}px` }}>
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未维护费率套的地域评估时采用以下默认值。
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</p>
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<div style={{ overflowX: 'auto' }}>
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<table style={{ width: '100%', borderCollapse: 'collapse' }}>
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<thead><tr>
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{['地域', '养老', '医疗', '失业', '工伤', '生育', '公积金', '增值税', '附加税', '加载系数'].map((h) => (
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<th key={h} style={{ textAlign: 'left', padding: `${space(1)}px ${space(2)}px`, borderBottom: `1px solid ${colorVar('color.border.default')}`, color: colorVar('color.text.secondary'), ...typographyStyle('caption'), fontWeight: 700 }}>{h}</th>
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))}
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</tr></thead>
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<tbody>
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{[defaults.national, ...Object.values(defaults.regions).filter((r) => r.regionName !== '全国（默认）')].map((r) => (
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<tr key={r.regionName}>
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<td style={defTd}>{r.regionName}</td>
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<td style={defTd}>{(r.socialInsurance.pension * 100).toFixed(1)}%</td>
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<td style={defTd}>{(r.socialInsurance.medical * 100).toFixed(1)}%</td>
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<td style={defTd}>{(r.socialInsurance.unemployment * 100).toFixed(2)}%</td>
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<td style={defTd}>{(r.socialInsurance.injury * 100).toFixed(2)}%</td>
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<td style={defTd}>{(r.socialInsurance.maternity * 100).toFixed(2)}%</td>
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<td style={defTd}>{(r.housingFund * 100).toFixed(1)}%</td>
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<td style={defTd}>{(r.vatGeneralRate * 100).toFixed(1)}%</td>
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<td style={defTd}>{(r.surchargeRate * 100).toFixed(0)}%</td>
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<td style={{ ...defTd, fontWeight: 700, color: colorVar('color.brand.primary') }}>{loadingFactor(r).toFixed(3)}×</td>
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</tr>
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))}
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</tbody>
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</table>
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</div>
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</Card>
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</div>
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)}
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</>
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)}
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</div>
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);
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||||
}
|
||||
|
||||
const tdStyle: React.CSSProperties = { padding: `${space(2)}px`, borderBottom: '1px solid var(--color-border-default)', fontSize: '14px' };
|
||||
const defTd: React.CSSProperties = { padding: `${space(1)}px ${space(2)}px`, borderBottom: '1px solid var(--color-border-default)', fontSize: '13px', whiteSpace: 'nowrap' };
|
||||
|
||||
function linkBtn(color: string): React.CSSProperties {
|
||||
return { cursor: 'pointer', border: 'none', background: 'none', color, fontWeight: 600, fontSize: '12px' };
|
||||
}
|
||||
|
||||
function Summary({ label, value, highlight, small }: { label: string; value: string; highlight?: boolean; small?: boolean }): JSX.Element {
|
||||
return (
|
||||
<div>
|
||||
<div style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary') }}>{label}</div>
|
||||
<div style={{ ...(small ? typographyStyle('caption') : typographyStyle('title')), fontWeight: small ? 400 : 700, color: highlight ? colorVar('color.brand.primary') : colorVar('color.text.primary'), marginTop: 2 }}>{value}</div>
|
||||
</div>
|
||||
);
|
||||
}
|
||||
|
||||
/** 最低工资标准维护面板：驱动"低于最低工资"红线自动比对。 */
|
||||
function MinWagePanel(): JSX.Element {
|
||||
const [items, setItems] = useState<MinWageItem[]>([]);
|
||||
const [region, setRegion] = useState('');
|
||||
const [wage, setWage] = useState('');
|
||||
|
||||
const reload = useCallback(() => {
|
||||
fetchMinWages().then(setItems).catch(() => setItems([]));
|
||||
}, []);
|
||||
useEffect(() => { reload(); }, [reload]);
|
||||
|
||||
const inputStyle: React.CSSProperties = {
|
||||
padding: `${space(1)}px ${space(2)}px`, border: `1px solid ${colorVar('color.border.default')}`,
|
||||
borderRadius: `${RADIUS.md}px`, fontFamily: FONT_FAMILY, ...typographyStyle('caption'),
|
||||
backgroundColor: colorVar('color.bg.canvas'), color: colorVar('color.text.primary'),
|
||||
};
|
||||
|
||||
async function handleSave(): Promise<void> {
|
||||
const w = Number(wage);
|
||||
if (region.trim() === '' || !Number.isFinite(w) || w <= 0) return;
|
||||
await saveMinWage(region.trim(), w);
|
||||
setRegion(''); setWage('');
|
||||
reload();
|
||||
}
|
||||
|
||||
return (
|
||||
<Card title={`各地域最低工资标准（${items.length}）`}>
|
||||
<p style={{ ...typographyStyle('caption'), color: colorVar('color.text.secondary'), margin: `0 0 ${space(2)}px` }}>
|
||||
评估时按岗位应发工资与所在地域最低工资比对，低于标准的岗位数将驱动「低于最低工资」红线。近似默认值须经 HR/财务按当地官方标准复核。
|
||||
</p>
|
||||
<div style={{ display: 'flex', gap: `${space(2)}px`, flexWrap: 'wrap', alignItems: 'center', marginBottom: `${space(2)}px` }}>
|
||||
<input style={{ ...inputStyle, width: 120 }} value={region} onChange={(e) => setRegion(e.target.value)} placeholder="地域(如 北京)" />
|
||||
<input style={{ ...inputStyle, width: 140 }} value={wage} onChange={(e) => setWage(e.target.value)} placeholder="月最低工资(元)" inputMode="decimal" />
|
||||
<button type="button" onClick={handleSave} style={{ padding: `${space(1)}px ${space(3)}px`, borderRadius: `${RADIUS.md}px`, border: 'none', backgroundColor: colorVar('color.brand.primary'), color: '#fff', cursor: 'pointer', fontWeight: 600 }}>保存/更新</button>
|
||||
</div>
|
||||
<div style={{ display: 'grid', gridTemplateColumns: 'repeat(auto-fill, minmax(180px, 1fr))', gap: `${space(2)}px` }}>
|
||||
{items.map((m) => (
|
||||
<div key={m.region} style={{ display: 'flex', justifyContent: 'space-between', alignItems: 'center', padding: `${space(1)}px ${space(2)}px`, border: `1px solid ${colorVar('color.border.default')}`, borderRadius: `${RADIUS.md}px`, ...typographyStyle('caption') }}>
|
||||
<span style={{ color: colorVar('color.text.primary') }}>{m.region}</span>
|
||||
<div style={{ display: 'flex', gap: `${space(2)}px`, alignItems: 'center' }}>
|
||||
<span style={{ fontWeight: 700 }}>{m.monthlyWage.toLocaleString('zh-CN')} 元</span>
|
||||
<button type="button" onClick={() => { void deleteMinWageApi(m.region).then(reload); }} style={{ display: 'inline-flex', alignItems: 'center', border: 'none', background: 'transparent', color: colorVar('color.risk.critical'), cursor: 'pointer' }} aria-label="删除"><Icon name="close" size={15} /></button>
|
||||
</div>
|
||||
</div>
|
||||
))}
|
||||
</div>
|
||||
</Card>
|
||||
);
|
||||
}
|
||||
Reference in New Issue
Block a user