diff --git a/src/persistence/pg.ts b/src/persistence/pg.ts
index 79bde89..935f419 100644
--- a/src/persistence/pg.ts
+++ b/src/persistence/pg.ts
@@ -316,13 +316,17 @@ export class PgAssessmentStore implements AssessmentStore {
     return { items, total };
   }
 
-  /** 各工作流状态的记录数(用于工作台统计卡)。仅统计未归档项，另返回归档总数。 */
-  async countsByStatus(): Promise<{ total: number; byStatus: Record<string, number>; archived: number }> {
+  /** 各工作流状态的记录数(用于工作台统计卡)。仅统计未归档项，另返回归档总数。可按发起人(assessorId)过滤。 */
+  async countsByStatus(assessorId?: string): Promise<{ total: number; byStatus: Record<string, number>; archived: number }> {
+    const scoped = assessorId !== undefined && assessorId !== '';
+    const cond = scoped ? `AND a.assessment->>'assessorId' = $1` : '';
+    const params = scoped ? [assessorId] : [];
     const res = await this.pool.query(
       `SELECT COALESCE(ws.status, 'pending_risk_review') AS status, count(*)::int AS n
        FROM assessments a LEFT JOIN workflow_status ws ON ws.assessment_id = a.id
-       WHERE a.archived = false
+       WHERE a.archived = false ${cond}
        GROUP BY 1`,
+      params,
     );
     const byStatus: Record<string, number> = {};
     let total = 0;
@@ -331,7 +335,8 @@ export class PgAssessmentStore implements AssessmentStore {
       total += Number(r.n);
     }
     const arc = await this.pool.query(
-      'SELECT count(*)::int AS n FROM assessments WHERE archived = true',
+      `SELECT count(*)::int AS n FROM assessments a WHERE archived = true ${cond}`,
+      params,
     );
     const archived = Number((arc.rows[0] as { n: number }).n);
     return { total, byStatus, archived };
diff --git a/src/server/index.ts b/src/server/index.ts
index eccccbd..958ae9e 100644
--- a/src/server/index.ts
+++ b/src/server/index.ts
@@ -1678,13 +1678,18 @@ app.get('/api/assessments', async (c) => {
 
 /** 工作台统计：各状态评估数。 */
 app.get('/api/assessments/summary', async (c) => {
+  // 行级隔离：销售只统计本人发起的；风控/管理层全局。
+  let scopeId = c.req.query('assessorId');
+  const authU = (c as import('hono').Context).get('user') as AuthPayload | undefined;
+  if (authU?.role === '商务/销售' && authU.uid) scopeId = authU.uid;
   if (store instanceof PgAssessmentStore) {
-    return c.json(await store.countsByStatus());
+    return c.json(await store.countsByStatus(scopeId));
   }
   const byStatus: Record<string, number> = {};
   let archivedCount = 0;
   let activeTotal = 0;
   for (const r of store.getAll()) {
+    if (scopeId !== undefined && scopeId !== '' && (r.assessment as unknown as { assessorId?: string }).assessorId !== scopeId) continue;
     if (archivedById.get(r.assessment.id) === true) {
       archivedCount += 1;
       continue;
diff --git a/web/src/api/client.ts b/web/src/api/client.ts
index 894e529..23a997b 100644
--- a/web/src/api/client.ts
+++ b/web/src/api/client.ts
@@ -465,9 +465,10 @@ export interface AssessmentSummary {
   readonly archived?: number;
 }
 
-/** 获取各状态评估数统计。 */
-export async function fetchSummary(): Promise<AssessmentSummary> {
-  return request<AssessmentSummary>('GET', '/api/assessments/summary');
+/** 获取各状态评估数统计。销售传本人 assessorId 则按本人统计（服务端对销售亦强制本人）。 */
+export async function fetchSummary(assessorId?: string): Promise<AssessmentSummary> {
+  const q = assessorId !== undefined && assessorId !== '' ? `?assessorId=${encodeURIComponent(assessorId)}` : '';
+  return request<AssessmentSummary>('GET', `/api/assessments/summary${q}`);
 }
 
 /** 评估详情响应。 */
diff --git a/web/src/pages/Dashboard.tsx b/web/src/pages/Dashboard.tsx
index ab66d55..e10d51a 100644
--- a/web/src/pages/Dashboard.tsx
+++ b/web/src/pages/Dashboard.tsx
@@ -146,7 +146,7 @@ export function Dashboard(): JSX.Element {
   }, [loadList]);
 
   const loadAux = useCallback(() => {
-    fetchSummary().then(setSummary).catch(() => undefined);
+    fetchSummary(scopeAssessorId).then(setSummary).catch(() => undefined);
     const todoStatus = TODO_STATUS[role];
     if (todoStatus !== undefined) {
       fetchAssessmentsPage({ page: 1, pageSize: 50, status: todoStatus, ...(scopeAssessorId !== undefined ? { assessorId: scopeAssessorId } : {}) })
@@ -155,11 +155,15 @@ export function Dashboard(): JSX.Element {
     } else {
       setTodoItems([]);
     }
-    // 告警数据
-    fetch(`${API_BASE}/api/assessments/expiring`).then((r) => r.json()).then(setExpiring).catch(() => setExpiring([]));
-    fetch(`${API_BASE}/api/assessments/overdue`).then((r) => r.json()).then(setOverdue).catch(() => setOverdue([]));
-    fetch(`${API_BASE}/api/reject-reason-stats`).then((r) => r.json()).then(setRejectStats).catch(() => setRejectStats([]));
-    fetch(`${API_BASE}/api/accuracy`).then((r) => r.json()).then(setAccuracy).catch(() => undefined);
+    // 组合分析（准确度/驳回Top/到期/超时）面向风控与管理层；销售视图不展示（避免跨人数据）。
+    if (role === '商务/销售') {
+      setExpiring([]); setOverdue([]); setRejectStats([]); setAccuracy({ count: 0, avgPredictedPct: null, avgActualPct: null, avgDeviationPct: null, bias: null });
+    } else {
+      fetch(`${API_BASE}/api/assessments/expiring`).then((r) => r.json()).then(setExpiring).catch(() => setExpiring([]));
+      fetch(`${API_BASE}/api/assessments/overdue`).then((r) => r.json()).then(setOverdue).catch(() => setOverdue([]));
+      fetch(`${API_BASE}/api/reject-reason-stats`).then((r) => r.json()).then(setRejectStats).catch(() => setRejectStats([]));
+      fetch(`${API_BASE}/api/accuracy`).then((r) => r.json()).then(setAccuracy).catch(() => undefined);
+    }
     // 草稿箱（仅销售展示）：列出当前用户的向导草稿。
     if (role === '商务/销售') {
       listDrafts(user?.id ?? undefined).then(setDrafts).catch(() => setDrafts([]));
@@ -318,11 +322,12 @@ export function Dashboard(): JSX.Element {
   ];
 
   const todoCount = summary.byStatus[TODO_STATUS[role] ?? ''] ?? 0;
+  const isSales = role === '商务/销售';
   const summaryItems = [
-    { label: '全部评估', value: summary.total, tone: colorVar('color.brand.primary') },
-    { label: '我的待办', value: todoCount, tone: colorVar('color.risk.high') },
-    { label: '待风控', value: summary.byStatus.pending_risk_review ?? 0, tone: colorVar('color.risk.medium') },
-    { label: '已通过', value: summary.byStatus.approved ?? 0, tone: colorVar('color.risk.low') },
+    { label: isSales ? '我的评估' : '全部评估', value: summary.total, tone: colorVar('color.brand.primary') },
+    { label: isSales ? '被驳回(待处理)' : '我的待办', value: todoCount, tone: colorVar('color.risk.high') },
+    { label: isSales ? '我的待风控' : '待风控', value: summary.byStatus.pending_risk_review ?? 0, tone: colorVar('color.risk.medium') },
+    { label: isSales ? '我的已通过' : '已通过', value: summary.byStatus.approved ?? 0, tone: colorVar('color.risk.low') },
   ];
 
   const pageTitle = role === '风控' ? '待办审核' : role === '管理层' ? '待办审批' : '评估历史';