diff --git a/web2/src/pages/Decisions.tsx b/web2/src/pages/Decisions.tsx
index c212309..8cd231b 100644
--- a/web2/src/pages/Decisions.tsx
+++ b/web2/src/pages/Decisions.tsx
@@ -1,127 +1,42 @@
-/** 经营决策页:话题选择 + 换一批 + ChatPanel
+/** 经营决策页:直接展示一批问题,点击即问
  * scene='decision', 默认普通模式, 不显示风险卡
  */
-import { useState, useCallback } from 'react'
 import { PageLayout } from '@/components/common/PageLayout'
 import { ChatPanel } from '@/components/common/ChatPanel'
 import { BrainTrustSwitcher } from '@/components/common/BrainTrustSwitcher'
-import { Card, CardContent, CardHeader } from '@/components/ui/card'
-import { TrendingUp, ChevronDown, RefreshCw, Loader2 } from 'lucide-react'
-import { cn } from '@/lib/utils'
-import { api } from '@/lib/api'
 
-/** 话题类型 */
-interface Topic {
-  title: string
-  desc: string
-  samples: string[]
-}
-
-/** 经营决策助手:初始兜底话题,换一批时 AI 动态生成 */
-const FALLBACK_TOPICS: Topic[] = [
-  { title: '扩张收缩', desc: '开店、关店、业务线', samples: ['现在适合扩张开第二家店吗?', '要不要关闭亏损的业务线?', '新业务线该自营还是加盟?', '应该先扩张还是先巩固?'] },
-  { title: '项目承接', desc: '大单、长期合同', samples: ['是否应该接付款周期90天的大单?', '长期框架合同要不要签?', '预付款比例低的项目能接吗?', '客户要求独家合作利弊?'] },
-  { title: '定价策略', desc: '涨价、降价、促销', samples: ['该不该降价15%抢竞品客户?', '产品涨价怎么跟客户沟通?', '促销活动会不会损害品牌?', '成本上涨如何调整定价?'] },
-  { title: '招人裁员', desc: '招聘、解雇、绩效', samples: ['现在该招人还是裁人?', '裁掉绩效差的员工怎么操作?', '关键岗位招人还是培养?', '外包和正式员工怎么选?'] },
-  { title: '融资合伙', desc: '融资、合伙、股权', samples: ['现在适合融资吗?', '合伙人要退股怎么谈条件?', '出让多少股权合适?', '银行贷款还是股权融资?'] },
-  { title: '转型外包', desc: '转型、外包、调整', samples: ['业务转型方向怎么选?', '哪些业务可以外包?', '转型期间现金流怎么管理?', '外包质量怎么控?'] },
+/** 初始兜底示例问题(覆盖扩张/承接/定价/招人/融资/转型高频场景) */
+const FALLBACK_SAMPLES: string[] = [
+  '现在适合扩张开第二家店吗?',
+  '是否应该接付款周期90天的大单?',
+  '该不该降价15%抢竞品客户?',
+  '现在该招人还是裁人?',
+  '现在适合融资吗?',
+  '业务转型方向怎么选?',
+  '要不要关闭亏损的业务线?',
+  '长期框架合同要不要签?',
+  '产品涨价怎么跟客户沟通?',
+  '关键岗位招人还是培养?',
+  '合伙人要退股怎么谈条件?',
+  '哪些业务可以外包?',
 ]
 
 export function Decisions() {
-  const [topics, setTopics] = useState<Topic[]>(FALLBACK_TOPICS)
-  const [selectedTopic, setSelectedTopic] = useState(0)
-  const [topicsCollapsed, setTopicsCollapsed] = useState(false)
-  const [loadingTopics, setLoadingTopics] = useState(false)
-
-  /** 换一批:调用 AI 动态生成话题(避免重复) */
-  const refreshTopics = useCallback(async () => {
-    setLoadingTopics(true)
-    try {
-      const res = await api.getTopics('decision', topics.map((t) => t.title))
-      if (res.topics?.length > 0) {
-        setTopics(res.topics)
-        setSelectedTopic(0)
-      }
-    } catch {
-      // AI 不可用时保持当前话题
-    } finally {
-      setLoadingTopics(false)
-    }
-  }, [topics])
-
-  const currentTopic = topics[selectedTopic]
-
   return (
     <PageLayout
-      title="经营决策助手"
-      description="项目承接、扩张收缩、招人、降价、业务线调整、融资合伙。情景推演,把利弊讲透。"
+      title="经营决策"
+      description="扩张收缩、项目承接、定价策略、招人裁员、融资合伙、转型外包。AI 辅助分析,最终决策由你做主。"
     >
       <BrainTrustSwitcher />
 
-      <Card>
-        <CardHeader className="pb-3">
-          <div className="flex items-center justify-between">
-            <button
-              onClick={() => setTopicsCollapsed(!topicsCollapsed)}
-              className="flex items-center gap-1.5 text-base font-semibold transition-opacity hover:opacity-70"
-            >
-              <ChevronDown className={cn('h-4 w-4 transition-transform', topicsCollapsed && '-rotate-90')} />
-              决策话题
-            </button>
-            <button
-              onClick={refreshTopics}
-              disabled={loadingTopics}
-              className="flex items-center gap-1 text-xs text-muted-foreground transition-opacity hover:opacity-70 disabled:opacity-50"
-            >
-              {loadingTopics ? <Loader2 className="h-3.5 w-3.5 animate-spin" /> : <RefreshCw className="h-3.5 w-3.5" />}
-              换一批
-            </button>
-          </div>
-        </CardHeader>
-        {!topicsCollapsed && (
-        <CardContent>
-          {loadingTopics && (
-            <div className="flex items-center justify-center gap-2 py-6 text-sm text-muted-foreground">
-              <Loader2 className="h-4 w-4 animate-spin" />
-              AI 正在生成新话题…
-            </div>
-          )}
-            <div className={cn('grid gap-3 sm:grid-cols-2 lg:grid-cols-3', loadingTopics && 'pointer-events-none opacity-50')}>
-              {topics.map((t, i) => (
-                <button
-                  key={t.title + i}
-                  onClick={() => setSelectedTopic(i)}
-                  className={cn(
-                    'flex items-start gap-3 rounded-md border p-3 text-left transition-colors',
-                    selectedTopic === i
-                      ? 'border-primary bg-primary/5 ring-1 ring-primary'
-                      : 'border-input hover:bg-accent',
-                  )}
-                >
-                  <TrendingUp className="mt-0.5 h-5 w-5 shrink-0 text-primary" aria-hidden />
-                  <div>
-                    <p className="text-sm font-medium">{t.title}</p>
-                    <p className="mt-0.5 text-xs text-muted-foreground">{t.desc}</p>
-                  </div>
-                </button>
-              ))}
-            </div>
-        </CardContent>
-        )}
-      </Card>
-
-      {currentTopic && (
-        <ChatPanel
-          scene="decision"
-          samples={currentTopic.samples}
-          topic={currentTopic.title}
-          defaultMode="normal"
-          placeholder={`描述你的${currentTopic.title}问题…`}
-          showRiskCard={false}
-          enableUpload={false}
-          footer="AI 提供情景推演和利弊分析,最终决策由老板做出。"
-        />
-      )}
+      <ChatPanel
+        scene="decision"
+        samples={FALLBACK_SAMPLES}
+        topic="经营决策"
+        defaultMode="normal"
+        placeholder="描述你的经营决策问题…"
+        footer="AI 输出仅供参考,重大决策请结合实际情况和专业人士意见。"
+      />
     </PageLayout>
   )
 }
diff --git a/web2/src/pages/LegalAdvisor.tsx b/web2/src/pages/LegalAdvisor.tsx
index bbaaf44..0df6457 100644
--- a/web2/src/pages/LegalAdvisor.tsx
+++ b/web2/src/pages/LegalAdvisor.tsx
@@ -1,58 +1,28 @@
-/** 私人法务页:话题选择 + 换一批 + ChatPanel
+/** 私人法务页:直接展示一批问题,点击即问
  * scene='legal', 默认保密模式, 显示风险卡, 启用上传
  * 顶部含智囊场景切换栏(法务/决策/生活/情绪)
  */
-import { useState, useCallback } from 'react'
 import { PageLayout } from '@/components/common/PageLayout'
 import { ChatPanel } from '@/components/common/ChatPanel'
 import { BrainTrustSwitcher } from '@/components/common/BrainTrustSwitcher'
-import { Card, CardContent, CardHeader } from '@/components/ui/card'
-import { Briefcase, ChevronDown, RefreshCw, Loader2 } from 'lucide-react'
-import { cn } from '@/lib/utils'
-import { api } from '@/lib/api'
 
-/** 话题类型 */
-interface Topic {
-  title: string
-  desc: string
-  samples: string[]
-}
-
-/** 私人法务:初始兜底话题,换一批时 AI 动态生成 */
-// 初始兜底话题(同步显示,无 loading)
-const FALLBACK_TOPICS: Topic[] = [
-  { title: '劳动用工', desc: '工伤、辞退、欠薪、社保', samples: ['员工工伤后能开除吗?', '员工被辞退要赔多少?', '员工不签合同有何风险?', '社保未缴全被查怎么办?'] },
-  { title: '合同审查', desc: '违约、条款、效力', samples: ['合同违约金怎么约定?', '对方不履行合同怎么办?', '口头协议有法律效力吗?', '合同条款不公平能改吗?'] },
-  { title: '债权债务', desc: '欠款、催收、诉讼', samples: ['客户拖欠货款3个月如何催收?', '借条怎么写才有效?', '债务人不还钱能报警吗?', '超过诉讼时效怎么办?'] },
-  { title: '股东纠纷', desc: '股权、分红、退股', samples: ['合伙人要退股怎么谈?', '股东不出资怎么办?', '分红比例怎么定?', '小股东权益被侵害怎么办?'] },
-  { title: '税务风险', desc: '稽查、发票、合规', samples: ['收到税务稽查通知怎么办?', '发票开错了怎么处理?', '个体户怎么交税最合理?', '税务罚款能减免吗?'] },
-  { title: '诉讼仲裁', desc: '起诉、举证、执行', samples: ['打官司要准备哪些证据?', '仲裁和诉讼哪个更快?', '赢了官司对方不执行怎么办?', '诉讼费用怎么算?'] },
+/** 初始兜底示例问题(覆盖劳动/合同/债务/股权/税务/诉讼高频场景) */
+const FALLBACK_SAMPLES: string[] = [
+  '员工被辞退要赔多少?',
+  '合同违约金怎么约定?',
+  '客户拖欠货款3个月如何催收?',
+  '合伙人要退股怎么谈?',
+  '收到税务稽查通知怎么办?',
+  '打官司要准备哪些证据?',
+  '员工工伤后能开除吗?',
+  '对方不履行合同怎么办?',
+  '借条怎么写才有效?',
+  '股东不出资怎么办?',
+  '发票开错了怎么处理?',
+  '赢了官司对方不执行怎么办?',
 ]
 
 export function LegalAdvisor() {
-  const [topics, setTopics] = useState<Topic[]>(FALLBACK_TOPICS)
-  const [selectedTopic, setSelectedTopic] = useState(0)
-  const [topicsCollapsed, setTopicsCollapsed] = useState(false)
-  const [loadingTopics, setLoadingTopics] = useState(false)
-
-  /** 换一批:调用 AI 动态生成话题(避免重复) */
-  const refreshTopics = useCallback(async () => {
-    setLoadingTopics(true)
-    try {
-      const res = await api.getTopics('legal', topics.map((t) => t.title))
-      if (res.topics?.length > 0) {
-        setTopics(res.topics)
-        setSelectedTopic(0)
-      }
-    } catch {
-      // AI 不可用时保持当前话题
-    } finally {
-      setLoadingTopics(false)
-    }
-  }, [topics])
-
-  const currentTopic = topics[selectedTopic]
-
   return (
     <PageLayout
       title="私人法务"
@@ -60,70 +30,16 @@ export function LegalAdvisor() {
     >
       <BrainTrustSwitcher />
 
-      <Card>
-        <CardHeader className="pb-3">
-          <div className="flex items-center justify-between">
-            <button
-              onClick={() => setTopicsCollapsed(!topicsCollapsed)}
-              className="flex items-center gap-1.5 text-base font-semibold transition-opacity hover:opacity-70"
-            >
-              <ChevronDown className={cn('h-4 w-4 transition-transform', topicsCollapsed && '-rotate-90')} />
-              法务话题
-            </button>
-            <button
-              onClick={refreshTopics}
-              disabled={loadingTopics}
-              className="flex items-center gap-1 text-xs text-muted-foreground transition-opacity hover:opacity-70 disabled:opacity-50"
-            >
-              {loadingTopics ? <Loader2 className="h-3.5 w-3.5 animate-spin" /> : <RefreshCw className="h-3.5 w-3.5" />}
-              换一批
-            </button>
-          </div>
-        </CardHeader>
-        {!topicsCollapsed && (
-        <CardContent>
-          {loadingTopics && (
-            <div className="flex items-center justify-center gap-2 py-6 text-sm text-muted-foreground">
-              <Loader2 className="h-4 w-4 animate-spin" />
-              AI 正在生成新话题…
-            </div>
-          )}
-            <div className={cn('grid gap-3 sm:grid-cols-2 lg:grid-cols-3', loadingTopics && 'pointer-events-none opacity-50')}>
-              {topics.map((t, i) => (
-                <button
-                  key={t.title + i}
-                  onClick={() => setSelectedTopic(i)}
-                  className={cn(
-                    'flex items-start gap-3 rounded-md border p-3 text-left transition-colors',
-                    selectedTopic === i
-                      ? 'border-primary bg-primary/5 ring-1 ring-primary'
-                      : 'border-input hover:bg-accent',
-                  )}
-                >
-                  <Briefcase className="mt-0.5 h-5 w-5 shrink-0 text-primary" aria-hidden />
-                  <div>
-                    <p className="text-sm font-medium">{t.title}</p>
-                    <p className="mt-0.5 text-xs text-muted-foreground">{t.desc}</p>
-                  </div>
-                </button>
-              ))}
-            </div>
-        </CardContent>
-        )}
-      </Card>
-
-      {currentTopic && (
-        <ChatPanel
-          scene="legal"
-          samples={currentTopic.samples}
-          topic={currentTopic.title}
-          defaultMode="confidential"
-          placeholder={`描述你的${currentTopic.title}问题…`}
-          showRiskCard
-          enableUpload
-          footer="AI 输出仅供参考,不构成律师、会计师、税务师或医生的正式意见。重大风险事项请寻求执业专业人士复核。"
-        />
-      )}
+      <ChatPanel
+        scene="legal"
+        samples={FALLBACK_SAMPLES}
+        topic="法务咨询"
+        defaultMode="confidential"
+        placeholder="描述你的法务问题…"
+        showRiskCard
+        enableUpload
+        footer="AI 输出仅供参考,不构成律师、会计师、税务师或医生的正式意见。重大风险事项请寻求执业专业人士复核。"
+      />
     </PageLayout>
   )
 }
diff --git a/web2/src/pages/LifeAssistant.tsx b/web2/src/pages/LifeAssistant.tsx
index 14082c2..d68e2ce 100644
--- a/web2/src/pages/LifeAssistant.tsx
+++ b/web2/src/pages/LifeAssistant.tsx
@@ -1,127 +1,41 @@
-/** 生活助理页:话题选择 + 换一批 + ChatPanel
+/** 生活助理页:直接展示一批问题,点击即问
  * scene='life', 默认保密模式
  */
-import { useState, useCallback } from 'react'
 import { PageLayout } from '@/components/common/PageLayout'
 import { ChatPanel } from '@/components/common/ChatPanel'
 import { BrainTrustSwitcher } from '@/components/common/BrainTrustSwitcher'
-import { Card, CardContent, CardHeader } from '@/components/ui/card'
-import { Heart, ChevronDown, RefreshCw, Loader2 } from 'lucide-react'
-import { cn } from '@/lib/utils'
-import { api } from '@/lib/api'
 
-/** 话题类型 */
-interface Topic {
-  title: string
-  desc: string
-  samples: string[]
-}
-
-/** 生活助理:初始兜底话题,换一批时 AI 动态生成 */
-const FALLBACK_TOPICS: Topic[] = [
-  { title: '家庭沟通', desc: '亲子、夫妻、关系', samples: ['怎么和青春期的孩子沟通?', '夫妻因工作吵架怎么办?', '家人不支持创业怎么说服?', '工作太忙忽略家人怎么办?'] },
-  { title: '子女教育', desc: '升学、兴趣、规划', samples: ['孩子不想上学怎么办?', '兴趣班该报几个?', '要不要送孩子出国?', '孩子成绩下滑怎么沟通?'] },
-  { title: '父母养老', desc: '养老、医疗、陪伴', samples: ['父母年纪大了养老方案怎么选?', '异地父母怎么照顾?', '养老院还是居家养老?', '父母医疗费用怎么分担?'] },
-  { title: '睡眠与压力', desc: '失眠、焦虑、调节', samples: ['最近睡眠很差怎么改善?', '工作压力大怎么缓解?', '焦虑到影响工作怎么办?', '怎么判断需要看心理医生?'] },
-  { title: '出差日程', desc: '出行、时间管理', samples: ['出差频繁怎么兼顾家庭?', '行程太满怎么优化?', '出差期间公司怎么管?', '如何减少无效出差?'] },
-  { title: '健康习惯', desc: '体检、饮食、运动', samples: ['体检报告几项异常怎么办?', '久坐怎么改善健康?', '应酬多怎么控制饮食?', '没时间运动怎么办?'] },
+/** 初始兜底示例问题(覆盖家庭/教育/养老/睡眠/出差/健康高频场景) */
+const FALLBACK_SAMPLES: string[] = [
+  '怎么和青春期的孩子沟通?',
+  '孩子不想上学怎么办?',
+  '父母年纪大了养老方案怎么选?',
+  '最近睡眠很差怎么改善?',
+  '出差频繁怎么兼顾家庭?',
+  '体检报告几项异常怎么办?',
+  '夫妻因工作吵架怎么办?',
+  '兴趣班该报几个?',
+  '异地父母怎么照顾?',
+  '工作压力大怎么缓解?',
+  '行程太满怎么优化?',
+  '久坐怎么改善健康?',
 ]
 
 export function LifeAssistant() {
-  const [topics, setTopics] = useState<Topic[]>(FALLBACK_TOPICS)
-  const [selectedTopic, setSelectedTopic] = useState(0)
-  const [topicsCollapsed, setTopicsCollapsed] = useState(false)
-  const [loadingTopics, setLoadingTopics] = useState(false)
-
-  /** 换一批:调用 AI 动态生成话题(避免重复) */
-  const refreshTopics = useCallback(async () => {
-    setLoadingTopics(true)
-    try {
-      const res = await api.getTopics('life', topics.map((t) => t.title))
-      if (res.topics?.length > 0) {
-        setTopics(res.topics)
-        setSelectedTopic(0)
-      }
-    } catch {
-      // AI 不可用时保持当前话题
-    } finally {
-      setLoadingTopics(false)
-    }
-  }, [topics])
-
-  const currentTopic = topics[selectedTopic]
-
   return (
     <PageLayout
       title="生活助理"
-      description="家庭沟通、子女教育、父母养老、健康习惯、出行规划。老板的生活问题,也值得认真对待。"
+      description="家庭沟通、子女教育、父母养老、睡眠与压力、出差日程、健康习惯。"
     >
       <BrainTrustSwitcher />
 
-      <Card>
-        <CardHeader className="pb-3">
-          <div className="flex items-center justify-between">
-            <button
-              onClick={() => setTopicsCollapsed(!topicsCollapsed)}
-              className="flex items-center gap-1.5 text-base font-semibold transition-opacity hover:opacity-70"
-            >
-              <ChevronDown className={cn('h-4 w-4 transition-transform', topicsCollapsed && '-rotate-90')} />
-              生活话题
-            </button>
-            <button
-              onClick={refreshTopics}
-              disabled={loadingTopics}
-              className="flex items-center gap-1 text-xs text-muted-foreground transition-opacity hover:opacity-70 disabled:opacity-50"
-            >
-              {loadingTopics ? <Loader2 className="h-3.5 w-3.5 animate-spin" /> : <RefreshCw className="h-3.5 w-3.5" />}
-              换一批
-            </button>
-          </div>
-        </CardHeader>
-        {!topicsCollapsed && (
-        <CardContent>
-          {loadingTopics && (
-            <div className="flex items-center justify-center gap-2 py-6 text-sm text-muted-foreground">
-              <Loader2 className="h-4 w-4 animate-spin" />
-              AI 正在生成新话题…
-            </div>
-          )}
-            <div className={cn('grid gap-3 sm:grid-cols-2 lg:grid-cols-3', loadingTopics && 'pointer-events-none opacity-50')}>
-              {topics.map((t, i) => (
-                <button
-                  key={t.title + i}
-                  onClick={() => setSelectedTopic(i)}
-                  className={cn(
-                    'flex items-start gap-3 rounded-md border p-3 text-left transition-colors',
-                    selectedTopic === i
-                      ? 'border-primary bg-primary/5 ring-1 ring-primary'
-                      : 'border-input hover:bg-accent',
-                  )}
-                >
-                  <Heart className="mt-0.5 h-5 w-5 shrink-0 text-primary" aria-hidden />
-                  <div>
-                    <p className="text-sm font-medium">{t.title}</p>
-                    <p className="mt-0.5 text-xs text-muted-foreground">{t.desc}</p>
-                  </div>
-                </button>
-              ))}
-            </div>
-        </CardContent>
-        )}
-      </Card>
-
-      {currentTopic && (
-        <ChatPanel
-          scene="life"
-          samples={currentTopic.samples}
-          topic={currentTopic.title}
-          defaultMode="confidential"
-          placeholder={`描述你的${currentTopic.title}问题…`}
-          showRiskCard={false}
-          enableUpload={false}
-          footer="AI 输出仅供参考,重大事项请咨询相关领域专业人士。"
-        />
-      )}
+      <ChatPanel
+        scene="life"
+        samples={FALLBACK_SAMPLES}
+        topic="生活助理"
+        defaultMode="confidential"
+        placeholder="描述你的生活问题…"
+      />
     </PageLayout>
   )
 }