feat(backend): Phase 0 项目骨架完成 — 后端/前端/数据库/Docker

- 后端：FastAPI + SQLAlchemy + Alembic，7 张核心表迁移成功
- 前端：Next.js 16 + TailwindCSS 4 + 三端布局（投资人/创始人/Admin）
- 数据库：PostgreSQL 16，7 张核心实体表（tenants/users/companies/monthly_reports/health_scores/risk_events/audit_logs）
- Docker：docker-compose.yml + 前后端 Dockerfile
- 测试：健康检查 4 个测试全部 GREEN
- 文档：README/run.md/AGENTS.md/docs 体系完整

docker-compose.yml

@@ -0,0 +1,48 @@
+services:
+  postgres:
+    image: docker.1ms.run/library/postgres:16-alpine
+    container_name: aiportpilot-postgres
+    environment:
+      POSTGRES_USER: postgres
+      POSTGRES_PASSWORD: postgres
+      POSTGRES_DB: aiportpilot
+    ports:
+      - "5432:5432"
+    volumes:
+      - postgres_data:/var/lib/postgresql/data
+    healthcheck:
+      test: ["CMD-SHELL", "pg_isready -U postgres"]
+      interval: 5s
+      timeout: 5s
+      retries: 5
+
+  redis:
+    image: redis:7-alpine
+    container_name: aiportpilot-redis
+    ports:
+      - "6379:6379"
+    volumes:
+      - redis_data:/data
+    healthcheck:
+      test: ["CMD", "redis-cli", "ping"]
+      interval: 5s
+      timeout: 5s
+      retries: 5
+
+  ollama:
+    image: ollama/ollama:latest
+    container_name: aiportpilot-ollama
+    ports:
+      - "11434:11434"
+    volumes:
+      - ollama_data:/root/.ollama
+    healthcheck:
+      test: ["CMD-SHELL", "curl -s http://localhost:11434/api/version || exit 1"]
+      interval: 10s
+      timeout: 5s
+      retries: 3
+
+volumes:
+  postgres_data:
+  redis_data:
+  ollama_data: